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Why would federal loans offer me very low payments through IBR and PAYE programs?

Many of the new acts in place have been designed to assist borrowers with student loan debts. There are many repayment options that focus on your annual household income in relation to your family size as opposed to the more traditional repayment models.

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Student Loan Assistance Counsel

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The Student Loan Assistance Counsel (SLAC) is a third party provider and is not associated with any government entity including the Dept. of Education. SLAC is a private organization specializing in Document Preparation, Submission, and Tracking. We offer a free counseling session to help identify which Federal programs are available to you. Our service consists of the Preparation, Submission, and Tracking of your Federal Student Loan Consolidation Documents. Consumers are not obligated to use a third party resource and may choose to complete their own documents for student loan consolidation based on the federal programs. SLAC does not provide services for debt negotiation, debt settlement or any altering of the current debt. Our services are strictly for the assisting in the completion, submission, and tracking of federal student loan program documents.